Pensacola Law Firm

Flood Claims


Did you know that flooding is the most common natural disaster in the United States? And, roughly 25 percent of flood claims are filed in moderate to low risk areas. We not only handle flood claims in Northwest Florida from our office in Pensacola, but also handle flood claims on a national level. Past and present clients include flood victims from Texas, Tennessee, Florida, Georgia, Alabama, and Mississippi. Millions of dollars have been collected for families who have been victimized by flooding.

The office of Samuel Bearman is currently representing flood victims all over the United States. Dennis Abbott, who serves as a consultant to Mr. Bearman, has over 30 years of experience in dealing with insurance claims. Mr. Abbott is also the founder of Disaster Consulting Services, LLC. This is a privately owned Florida limited liability company, which provides facts, information and reference material for the benefit of disaster victims, adjusters, contractors, and legal professionals. Mr. Bearman and Mr. Abbott have provided assistance with hundreds of claims stemming from Hurricanes Ivan, Katrina, Ike, Erin and Opal.

Hurricanes Erin and Opal did significant damage to the Navarre area, east of Pensacola, in 1995. Mr. Bearman handled between 50 to 100 hurricane claims based primarily on hurricane Opal damage. This included both windstorm and flood claims. In the only case that went to trial, Mr. Bearman was offered $10,000.00 by the insurance company, his client authorized him to ask for $25,000.00, and the jury returned a verdict for the full policy limits of  $100,000.00. In addition, the insurance company was required to pay attorneys fees, interest, and case expenses.

Flood insurance is the ultimate insurance paradox. There are thousands of flood insurance policies but very few people seem to understand them. There are probably more flood insurance claims every year than any other type of insurance claim, but few attorneys know how to handle them. Not many people seem to like the federal flood insurance program but, if it were not for the government issuing flood insurance policies, there would be no flood insurance and America would be very different from the way we know it: there would be few, if any, homes or buildings of any kind near the oceans, the gulfs, the rivers, or other bodies of water:

Mr. Samuel Bearman and Mr. Dennis Abbott have written a book to minimize the paradox by providing an explanation about flood insurance and the handling of a claim. A person reading and understanding this book should be able to handle a flood insurance claim, whether that person is the insured or an attorney for the insured. The authors know of no book about flood insurance, other than federal government manuals, and they hope that this book makes flood insurance easy to understand.

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Insurance Flood Claims

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Gulf Oil Spill Lawsuits - Florida

Samuel W. Bearman is well experienced in all forms of claims relating to environmental damge. Currently, he is involved in a number of environmental claims, including a one hundred million dollar settlement with regard to a local claim against Conoco.

The Law Office of Samuel W. Bearman is currently accepting all manner of claim relating directly or indirectly to the April, 2010 oil spill from the BP platform in the Gulf of Mexico.

Types of claims include personal injury, property damage and economic losses incurred by individuals or businesses as a result of this oil spill. Claimants can be any individual or business, such as charter boat fishermen, commercial fishermen, hotels and motels (particularly on or near the beach), restaurants, real estate management companies that manage beach and resort properties, private property owners, and numerous others.

Claims may of a state or federal nature, or both, for lost compensation, damages, or loss of income, as can be causally linked to the oil disaster.

Please email or call today for an evaluation of your circumstances and potential claim.



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Pensacola Personal Injury Attorney

Pensacola Personal Injury Attorney.

Lawsuits for personal injury are filed by individuals (or their representatives) harmed by the negligent act of another. The injury, either physical or emotional, can arise from various sources or types of conduct. The most common categories of injury cases include slip and falls, auto accidents, intentional attacks (assaults), physician or hospital malpractice, and product liability. Generally, the objective of a personal injury claim is to determine responsibility and compel the harming party to compensate the harmed claimant for the damages incurred. If you or loved one has been injured by the careless actions of another, contact The Law Offices of Samuel W. Bearman in Pensacola, Florida, right away to learn how your rights are preserved and protected.

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Toyota Lawsuits Florida

In October of 2009, four people died in California due to a stuck accelerator pedal on their Lexus, a Toyota product. Those killed included a California state trooper and his family. Almost four million similar Toyota vehicles are on America’s roads.

Until this accident, the National Highway Traffic Safety Administration had investigated and ignore and dismissed many incidents, though receiving hundreds such reports. Yet the accidents, injuries and fatalities mounted. Finally, the NHTSA and Toyota — which owns Lexus — requested owners of the defective Toyota and Lexus vehicles to remove their driver’s side floor mat and not replace it.

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Bearman Law Overview - Pensacola Florida Lawyer

A Northwest Florida practice specializing in personal injury, negligence, accident and insurance claims, the Law Office of Samuel W. Bearman is located in Pensacola, Florida. He serves clients through the State, especially those in the Panhandle area.

Mr. Bearman is a member of the Florida Bar and can practice in any State Court in Florida. He is admitted to practice in the Federal court for the Northern District of Florida and the Middle District of Florida. He is also admitted to the United States Supreme Court and Eleventh Circuit Court of Appeals.

You try to protect yourself and your family from harm, but you can’t predict what might happen at any time:

  • Your car is hit on highway 98 by a distracted sightseer, or you are sideswiped by a truck on I-10, and you suffer a debilitating injury
  • The storm season hits the Pensacola area hard and hurricanes leave your home in ruins
  • You entrust your mother or father to the care of a nursing home, but when you visit you discover that your parent has developed bedsores, has not received enough food or water, or has had a fall or other accident because of the staff’s uncaring and neglectful behavior
  • Your wife suffers from chronic pain, and the doctor recommends a fentanyl patch that can help to ease her suffering, but the narcotic leaks out of the defective patch and through her skin, causing a fatal overdose

Where do you turn at a time like this? Courts and insurance companies can be unfeeling and intimidating. Pharmaceutical companies and assisted living staff can be insensitive and obstructive. You just don’t know how to navigate a system where the odds seem stacked against you and help is nowhere in sight. An attorney is your last and most important line of defense.

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The American Trial Lawyers Association  is a national organization composed of the Top 100 Trial Lawyers from each state. Membership is obtained through special invitation and is extended only to those attorneys who exemplify superior qualifications, leadership, reputation, influence, stature, and profile as trial lawyers, both civil plaintiff and criminal defense. Samuel Bearman is honored to be listed in the Top 100 Florida Trial Lawyers.