Pensacola Law Firm

Flood Claims


Did you know that flooding is the most common natural disaster in the United States? And, roughly 25 percent of flood claims are filed in moderate to low risk areas. We not only handle flood claims in Northwest Florida from our office in Pensacola, but also handle flood claims on a national level. Past and present clients include flood victims from Texas, Tennessee, Florida, Georgia, Alabama, and Mississippi. Millions of dollars have been collected for families who have been victimized by flooding.

The office of Samuel Bearman is currently representing flood victims all over the United States. Dennis Abbott, who serves as a consultant to Mr. Bearman, has over 30 years of experience in dealing with insurance claims. Mr. Abbott is also the founder of Disaster Consulting Services, LLC. This is a privately owned Florida limited liability company, which provides facts, information and reference material for the benefit of disaster victims, adjusters, contractors, and legal professionals. Mr. Bearman and Mr. Abbott have provided assistance with hundreds of claims stemming from Hurricanes Ivan, Katrina, Ike, Erin and Opal.

Hurricanes Erin and Opal did significant damage to the Navarre area, east of Pensacola, in 1995. Mr. Bearman handled between 50 to 100 hurricane claims based primarily on hurricane Opal damage. This included both windstorm and flood claims. In the only case that went to trial, Mr. Bearman was offered $10,000.00 by the insurance company, his client authorized him to ask for $25,000.00, and the jury returned a verdict for the full policy limits of  $100,000.00. In addition, the insurance company was required to pay attorneys fees, interest, and case expenses.

Flood insurance is the ultimate insurance paradox. There are thousands of flood insurance policies but very few people seem to understand them. There are probably more flood insurance claims every year than any other type of insurance claim, but few attorneys know how to handle them. Not many people seem to like the federal flood insurance program but, if it were not for the government issuing flood insurance policies, there would be no flood insurance and America would be very different from the way we know it: there would be few, if any, homes or buildings of any kind near the oceans, the gulfs, the rivers, or other bodies of water:

Mr. Samuel Bearman and Mr. Dennis Abbott have written a book to minimize the paradox by providing an explanation about flood insurance and the handling of a claim. A person reading and understanding this book should be able to handle a flood insurance claim, whether that person is the insured or an attorney for the insured. The authors know of no book about flood insurance, other than federal government manuals, and they hope that this book makes flood insurance easy to understand.

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Insurance Flood Claims

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Pensacola Oil Spill Claims

Pensacola Oil Spill Claims

A huge oil spill is underway following the explosion on the oil drilling rig Transocean Deepwater Horizon forty miles from Louisiana killing 11 workers.  The oil rig sank two days later on April 22, 2010. The drilling rig was being leased by British Petroleum (BP).
There may be more than oil seeping to the surface after this disaster. There are potential economic and property damage claims for fishermen, oyster farms, tourism and ports. Currently, the oil is oozing its way toward fragile natural resources along the coasts of Louisiana, Mississippi, Alabama and Florida.

Damage to the Fisherman
As economic losses mount, class-action lawsuits have been filed by the commercial fishing industry. Companies named defendants are:
Transocean - the lessor of the drilling rig, Deepwater Horizon
British Petroleum - the lessee of the drilling platform
Halliburton Energy Services - involved in cementing the well and well cap
Cameron International - the supplier of rig's blow-out prevention equipment that failed

The oil spill is threatening to harm the economic lives of people in the fishing industry for the foreseeable future.
The damages could mount to millions and millions of dollars.

Damages to Ports
The fishing industry is not the only business sectors that could suffer damages.
Nearly 17% of America's trade cargo is handled by five Gulf Coast ports. In 2003, the total tonnage of  sea and land  cargo was 1.1 billion tons.   178 million tons came through the ports of New Orleans, Mobile, Alabama, and Pascagoula and Gulfport, Mississippi.

The oil spill will also impact tourism which is vital to coastal communities.  Thousands work in or depend on the restaurant and hospitality industries along the Gulf Coast.  All may have rights to make claims.

The Oil Pollution Act
The Oil Pollution Act(OPA) of 1990 was passed by Congress  in response to the 1989 Exxon Valdez oil spill.  The OPA was to prevent further oil spills from occurring, stating companies must create a plan to prevent spills and prepare containment and cleanup plans for oil spills.

The OPA strengthened the EPA’s ability to prevent and respond to oil spills.  A clean up trust fund   was established and funded by taxes on the oil industry. The trust fund is available if the responsible party is incapable or unwilling to do damage control.

The Oil Spill Grows and Moves
Original reports put the oil leaking into the Gulf of Mexico at 42,000 gallons daily, but now those numbers have been modified up to about five times the original estimate, and even beyond  that.
The incident has eclipsed the worst oil spill in U.S. history, the Exxon Valdez oil spill of 1989. That oil spill in Prince William Sound, Alaska, was eleven million gallons of oil. Damages from the gulf spill will go down as one of the worst environmental disasters in history.

Contact a Lawyer
If you have suffered economic damages related to this oil spill, you need a lawyer.  Samuel W. Bearman is an experienced attorney, often representing claimants following disasters.  Do not hesitate to seek sound legal advice.

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Gulf Oil Spill Lawsuits - Florida

Samuel W. Bearman is well experienced in all forms of claims relating to environmental damge. Currently, he is involved in a number of environmental claims, including a one hundred million dollar settlement with regard to a local claim against Conoco.

The Law Office of Samuel W. Bearman is currently accepting all manner of claim relating directly or indirectly to the April, 2010 oil spill from the BP platform in the Gulf of Mexico.

Types of claims include personal injury, property damage and economic losses incurred by individuals or businesses as a result of this oil spill. Claimants can be any individual or business, such as charter boat fishermen, commercial fishermen, hotels and motels (particularly on or near the beach), restaurants, real estate management companies that manage beach and resort properties, private property owners, and numerous others.

Claims may of a state or federal nature, or both, for lost compensation, damages, or loss of income, as can be causally linked to the oil disaster.

Please email or call today for an evaluation of your circumstances and potential claim.



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Pensacola Personal Injury Attorney

Pensacola Personal Injury Attorney.

Lawsuits for personal injury are filed by individuals (or their representatives) harmed by the negligent act of another. The injury, either physical or emotional, can arise from various sources or types of conduct. The most common categories of injury cases include slip and falls, auto accidents, intentional attacks (assaults), physician or hospital malpractice, and product liability. Generally, the objective of a personal injury claim is to determine responsibility and compel the harming party to compensate the harmed claimant for the damages incurred. If you or loved one has been injured by the careless actions of another, contact The Law Offices of Samuel W. Bearman in Pensacola, Florida, right away to learn how your rights are preserved and protected.

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Toyota Lawsuits Florida

In October of 2009, four people died in California due to a stuck accelerator pedal on their Lexus, a Toyota product. Those killed included a California state trooper and his family. Almost four million similar Toyota vehicles are on America’s roads.

Until this accident, the National Highway Traffic Safety Administration had investigated and ignore and dismissed many incidents, though receiving hundreds such reports. Yet the accidents, injuries and fatalities mounted. Finally, the NHTSA and Toyota — which owns Lexus — requested owners of the defective Toyota and Lexus vehicles to remove their driver’s side floor mat and not replace it.

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The American Trial Lawyers Association  is a national organization composed of the Top 100 Trial Lawyers from each state. Membership is obtained through special invitation and is extended only to those attorneys who exemplify superior qualifications, leadership, reputation, influence, stature, and profile as trial lawyers, both civil plaintiff and criminal defense. Samuel Bearman is honored to be listed in the Top 100 Florida Trial Lawyers.